2025-2026 School Year
Consumer Math GVL
Course Description
Consumer Math is a practical course covering essential topics for high school students. Basic math skills such as rates, ratios, proportions, percents, operations with integers, algebra, and integer exponents; as well as customary and international measurement systems and the conversions between the two, linear measure, area, and volume are all covered prior to continuing on with the study of math in specific consumer areas. The consumer areas include: calculating income; short and long term budgets; personal banking – different accounts and interest rates; borrowing money; transportation (the world of new cars, used cars, insurance, gas, oil, tires, and such); food; clothing; housing – including mortgages, renting, owning, and home maintenance/improvements; life and health insurance policies; income taxes – becoming familiar with the tax forms; and the financial aspects of taking vacations. With an emphasis on wise stewardship based upon biblical principles, this is a thorough presentation of practical, daily-life consumer math.
To be successful in this class:
Students should plan to spend an hour or less each day completing book assignments. Small chapter-specific projects may be assigned to reinforce and enhance the material. Quizzes and tests will be given at home as well as occasional short in-class quizzes. If you prepare for class each week, then you will become an educated consumer ready to face everyday math encounters.
Grades: 10th Grade, 11th Grade, 12th Grade
Fees: $425
Prerequisites:
Algebra 1, Algebra 2, Geometry
View Math Grade Levels and Prerequisites.
Course Credit: 1 CP Math Credit. Course can also be taken for honors credit. View Honors Consumer Math Course Description for details on honors requirements.
Required Materials
Textbook:
- Bob Jones Consumer Math (3rd Ed.) (NEWEST EDITION)
Other Materials:
- Scientific calculator separate from phone – must bring to class each day
- Three-ring binder, notebook paper, pencils.

Meet Cathryn Anderson
Education: Bachelor of Science in Business Administration with a concentration in Personnel Management The University of South Carolina, Columbia, SC
Teaching experience: Financial educator and coach with over a decade working in the financial industry as a loan officer and personal financial advisor. Other business experience includes small business ownership, 401(c)3 non-profit management, and international business
Experience: I began homeschooling in 2019
Courses taught at UHC:
- Personal Finance
- Consumer Math
- Introduction to Business
- Biology
Teacher at UHC since 2022